If you are fortunate enough to have a private dental insurance plan, you know how important it is when it comes to maintaining a healthy smile year-round. The ability to save on preventive and restorative care can make a dramatic difference in your oral and overall health. This is why our team at Grand Dental – Lockport is pleased to be in-network with multiple dental insurance companies, one of which is Cigna. As a Cigna dentist in Lockport, we make it easy for our patients to pay as little as possible when undergoing qualifiable procedures. If you want to know more about our partnership with Cigna, call us today.
When you begin to compare various dental insurance companies and plans, you’ll find that most build their benefits on a 100-80-50 format. What this means is that when you need preventive services, your insurance company will likely cover 100% of the cost. Should you need minor restorative care such as a filling, they will agree to cover 80%. If major restorative services are required (i.e., root canal, tooth extraction, etc.), they’ll cover 50%.
Cigna’s PPO plan is designed the same way, which will allow you to save more each time you visit our office. Instead of putting off your necessary treatment, you can keep more of your money and still undergo the same high-quality care your smile needs to avoid cavities, gum disease, and other more serious dental problems.
It’s important that you remember, though, that your dental benefits are only good for one calendar year. Anything unused by midnight on December 31 will be returned to the insurance company. Making sure that you meet your deductible and use available funds in your annual maximum is crucial if you want to avoid losing money at the end of the year.
Our team will help you to avoid this problem by recommending appropriate treatment options and helping you to better navigate ways to get the most out of your benefits.
With more than a decade of experience working in the dental field, Jackie is our team leader and is one of the most welcoming and friendly faces you can expect to see when you arrive for your appointment. Apart from enjoying the time she spends with colleagues, she appreciates being able to help patients achieve dental success. As a graduate of Harold Washington College, she spends much of her free time doing arts and crafts, but when she’s in the office, you’ll find her answering questions, assisting with patient concerns, and reviewing dental insurance policies to help individuals get the most out of their plan benefits.