Dental Insurance – Lockport, IL
How to Maximize Your Dental Benefits
We get that dental insurance plans are often difficult to understand, which is why our team members will gladly help you however possible. Get in touch with our dental office and ask us any questions you might have. Our goal is to help you maximize benefits and make the process simple. Before your visit, please learn more about in-network savings and coverage details below.
We Offer In-Network Savings & Welcome Out-of-Network Providers
Grand Dental – Lockport is happy to accept all PPO plans. We will do whatever we can to maximize your benefits and file claims on your behalf. Feel free to review which insurance providers we are in-network with below. Being in-network means we can make your dental care more affordable and easier to complete. Not sure if we are in-network with your plan? Call us!
- Careington Care Platinum
- Delta Dental Premier
- DHA (Dental Health Alliance) / Sun Life Financial
- United Healthcare / DBP (Dental Benefit Providers)
- …and many others! Please call us to verify benefits.
Understanding How Dental Insurance Works
While medical insurance focuses on immediate issues that need urgent care, dental insurance is largely meant for preventive concerns. This is why checkups and cleanings are often completely covered by dental benefits. By staying on top of your routine care and resolving small issues as early as possible, you can cut down your out-of-pocket costs.
What Your Dental Insurance Plan Covers
Every dental plan is going to be different, but most follow what is called a 100-80-50 coverage structure. What this means is that certain services are covered at a certain percentage. For example, preventive care is usually covered 100 percent by insurance, while basic services (like fillings) are covered 80 percent and more complex procedures (like tooth extractions) are covered 50 percent by insurance.
No Dental Insurance? No Worries!
If you do not have dental insurance, we offer the Grand Advantage Plan. This annual plan requires enrollment and costs only $259 a year. This is not an insurance plan and offers the quality dental care you and your family need at reduced costs.